Transaction types

Every transaction in Loyalife carries two numeric classifiers that determine how it is processed, displayed, and reported.

Field	Full name	What it identifies
TT	Transaction Type	The direction of the transaction — credit, debit, or reversal
LTT	Loyalty Transaction Type	The specific activity or reason within that direction

TT values

TT	Direction	Description
1	Credit	Points accrual and credit-side reversals
2	Debit	Redemptions, expiry, chargebacks, and debit-side adjustments
4	Reversal	Reversal of redemption transactions
5	Credit Pending	Points credited but held in pending state before posting

Complete LTT reference

The table below lists all 54 Loyalty Transaction Type codes, their names, and typical usage context.

LTT	Name	Typical direction	Description
1	Spend	Credit / Debit	Standard points accrual on purchase spend, or debit on spend-based redemption
2	Bonus	Credit / Debit	Bonus point grant — covers referral bonuses, campaign bonuses, tier bonuses, and manual bonus adjustments
3	Partner	Credit	Points earned through a partner programme (airline, hotel, co-brand partner)
4	Purchase	Credit / Debit	Purchase-linked accrual or debit; used for manual purchase adjustments
5	Air	Credit / Debit	Airline mileage accrual or debit
6	Hotel	Credit / Debit	Hotel stay accrual or debit
7	Car	Credit / Debit	Car rental accrual or debit
8	Reversal	Credit	Credit-side reversal — restores points that were debited
9	None	—	Null/invalid loyalty type; transactions with LTT 9 do not post
10	CreditTransfer	Credit	Points transferred in from an external source or credit transfer event
11	Merchant	Debit	Merchant-specific points adjustment or debit
12	POS	Credit	Points earned from a point-of-sale terminal transaction
13	Insurance	Credit	Points earned on insurance premium payment
14	CashBack	Credit	Cashback credited as points
15	FeeWaiver	Credit	Points awarded as a fee waiver or compensation
16	PriorityPass	Credit	Points earned through priority pass or lounge access events
17	InfiVoucher	Credit	Points awarded via InfiVoucher promotion
18	Expiry	Debit	Points expired or debited on account closure
19	Charity	Debit	Points donated to a charity redemption
20	Campaign	Credit	Points awarded by a campaign rule
21	Miscellaneous	Debit	Miscellaneous adjustment debit (chargebacks, corrections)
22	BillPayment	Credit	Points earned on utility or bill payment
23	AirHotel	Credit	Combined air + hotel package accrual
24	Canceled	Debit	Points reversed on order cancellation
25	Online	Credit	Points earned on online channel purchases
26	Packages	Credit	Points earned on bundled package purchases
27	WebPos	Credit	Points earned through web-based POS terminal
28	Lounge	Credit	Points earned on lounge access events
29	Loan	Credit	Points earned on loan disbursement or repayment
30	GiftCard	Debit	Gift card redemption or voucher issuance (points value may be zero for voucher events)
31	Topup	Credit	Points earned on wallet top-up
32	Game	Credit	Points earned from in-app game activity
33	RegistrationReward	Credit	Welcome or registration bonus awarded on enrolment
34	ReferralReward	Credit	Points awarded to a referrer when a referred member qualifies
35	AccountOpening	Credit	Points earned for opening a new account
36	ChildMarketplaceRewardParent	Credit	Parent account points credit from a child marketplace reward event
37	ChildMarketplaceRewardChild	Credit	Child account points credit from a marketplace reward event
38	AccountOpeningParent	Credit	Parent account points on child account opening
39	AccountOpeningChild	Credit	Child account points on account opening
40	FirstWalletRegistration	Credit	First-time wallet registration reward
41	FirstBankAccountTopUp	Credit	Points awarded on the first bank account top-up
42	ChildFirstTaskParent	Credit	Parent reward when a child completes their first task
43	ChildBirthdayGift	Credit	Birthday gift points for a child account
44	TeenBirthdayGift	Credit	Birthday gift points for a teen account
45	FamilyFriendLinking	Credit	Points awarded for linking a family member or friend
46	TwentyFourMonthsActive	Credit	Loyalty reward for 24 months of continuous activity
47	DebitTransfer	Debit	Points transferred out to an external destination
48	EComm	Credit	Points earned from e-commerce channel transactions
49	PeerToPeerTransfer	Credit / Debit	Points transferred between members — always created as a matching debit/credit pair
50	AcuralHousekeeping	Credit	Internal housekeeping credit used in batch accrual processing
51	ExpiryHousekeeping	Debit	Internal housekeeping debit used in batch expiry processing
53	SportsEvents	Debit	Redemption for sports event tickets
54	RewardPoint	Debit	Redemption via reward points catalogue

LTT values 3, 9, 12–17, 19–29, 31–48 are available in the system but may not appear in every program. Which LTT codes are active depends on the transaction types configured during program onboarding.

Grouped quick reference

Accrual (TT = 1)

LTT	Name
1	Spend
2	Bonus
3	Partner
4	Purchase
5	Air
6	Hotel
7	Car
8	Reversal
10	CreditTransfer
12	POS
13	Insurance
14	CashBack
15	FeeWaiver
16	PriorityPass
17	InfiVoucher
20	Campaign
22	BillPayment
23	AirHotel
25	Online
26	Packages
27	WebPos
28	Lounge
29	Loan
31	Topup
32	Game
33	RegistrationReward
34	ReferralReward
35	AccountOpening
36	ChildMarketplaceRewardParent
37	ChildMarketplaceRewardChild
38	AccountOpeningParent
39	AccountOpeningChild
40	FirstWalletRegistration
41	FirstBankAccountTopUp
42	ChildFirstTaskParent
43	ChildBirthdayGift
44	TeenBirthdayGift
45	FamilyFriendLinking
46	TwentyFourMonthsActive
48	EComm
49	PeerToPeerTransfer (receiver)
50	AcuralHousekeeping

Redemption & debit (TT = 2)

LTT	Name
1	Spend
2	Bonus
4	Purchase
5	Air
6	Hotel
7	Car
11	Merchant
14	CashBack
18	Expiry
19	Charity
21	Miscellaneous
24	Canceled
30	GiftCard
47	DebitTransfer
49	PeerToPeerTransfer (sender)
51	ExpiryHousekeeping
53	SportsEvents
54	RewardPoint

Reversal (TT = 4)

LTT	Name
9	None (redemption reversal)

Special patterns

Peer-to-peer transfers

PeerToPeerTransfer (LTT 49) always generates a matched pair of entries:

Side	TT	LTT	Effect
Sender	2	49	Points debited from the sending member
Receiver	1	49	Points credited to the receiving member

Both entries are created simultaneously. Reports can filter by TT to view only credits or only debits.

Manual adjustments

Manual adjustment narrations share LTT codes with standard accrual/debit types but can appear as either TT 1 (credit) or TT 2 (debit) depending on the adjustment direction:

Narration	Credit (TT 1) LTT	Debit (TT 2) LTT
Manual Adjustment – Bonus Points	2	2
Manual Adjustment – Purchase Points	4	4
Manual Adjustment – Air Points	5	5
Manual Adjustment – Hotel Points	6	6
Manual Adjustment – Car Points	7	7
Manual Adjustment – Merchant Points	11	11
Manual Adjustment – Miscellaneous Points	—	21

Shared LTT codes

Some LTT values are reused across different narrations — the Narration field in transaction history and reports is what distinguishes the source event:

LTT	Shared by
2	Referral Bonus, Tier Bonus, Campaign Bonus, Bonus Points, Manual Adjustment – Bonus Points
18	Expired Points, Closed Account
30	Redemption GiftCard, Voucher Issuance (voucher issuance has zero points value)

Voucher issuance

Voucher Issuance uses TT 2 / LTT 30 — the same code as Redemption GiftCard — but the points value is always zero. A voucher issuance records the event without debiting the member’s balance.

​TT values

​Complete LTT reference

​Grouped quick reference

​Accrual (TT = 1)

​Redemption & debit (TT = 2)

​Reversal (TT = 4)

​Special patterns

​Peer-to-peer transfers

​Manual adjustments

​Shared LTT codes

​Voucher issuance

TT values

Complete LTT reference

Grouped quick reference

Accrual (TT = 1)

Redemption & debit (TT = 2)

Reversal (TT = 4)

Special patterns

Peer-to-peer transfers

Manual adjustments

Shared LTT codes

Voucher issuance